#1-Rated Mortgage Company in Cypress - 11 Years Running
At C&T Mortgage, we’re more than just a mortgage lender; we’re your neighbors.
We proudly serve the Cypress and Houston communities with a personalized, local approach to home financing. Whether you're buying a home for the first time, refinancing your current mortgage loan, or investing in property, our experienced team is here to guide you through every step of the journey. Our loan officers combine expert knowledge with hometown customer service to make the lending process smooth, transparent, and tailored to your goals.
Loan Options & Mortgage Services
We offer a wide range of loan programs designed to meet the needs of homebuyers, homeowners, and investors in Cypress and Houston. Our offerings include:
Conventional Loans
We offer competitive rates and flexible terms for conventional loans, making them a smart choice for primary residences, second homes, and investment properties.
FHA Loans
FHA loans are a great option for first-time homebuyers, offering lower down payment requirements and more flexible credit guidelines.
VA Loans
VA loans provide specialized financing options for eligible veterans, active-duty service members, and military families.
USDA Loans
USDA loans offer zero-down financing for qualified buyers purchasing homes in eligible rural and suburban areas.
Jumbo Loans
Jumbo loans are designed to finance high-value properties that exceed conforming loan limits.
Investment Property Loans
We provide tailored loan solutions for clients seeking to finance new or additional investment properties.
Refinancing
Our refinancing options can help you reduce your interest rate, shorten your loan term, or tap into your home’s equity.
From pre-approval to closing costs, we’re committed to providing clear communication and expert support every step of the way.
Why Choose C&T Mortgage?
Choosing the right mortgage lender can make all the difference, and at C&T Mortgage, we take that responsibility seriously. As a locally owned and operated company, we understand the unique needs of Texas homeowners and offer the kind of service that only comes from people who live and work in your community. Our team is dedicated to fast turnarounds, honest guidance, and customized loan solutions that help you achieve your financial goals. When you work with us, you're not just getting a loan, you're gaining a trusted partner for life.


