- Non-QM Loans:
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Access more buying power with the Non-Qualified Mortgage (QM) loan. If a conventional mortgage isn’t the right fit for your dream home, a non-QM loan may be the perfect solution. This versatile mortgage features flexible qualifications for people with less-than-perfect credit, and it’s available for primary homes, vacation homes, condos, co-ops, and investment properties. Open up more opportunities with a non-QM loan.
Features and Benefits
- Fixed-rate and adjustable-rate mortgage (ARM) options
- Alternative Income documentation options available, including
- Bank statement loans
- DSCR
- Asset depletion
- Flexible credit qualifications, including lower credit score
- Lower reserve requirements
- Competitive loan-to-value options