Non-QM Loans

Non-QM Loans:

Access more buying power with the Non-Qualified Mortgage (QM) loan. If a conventional mortgage isn’t the right fit for your dream home, a non-QM loan may be the perfect solution. This versatile mortgage features flexible qualifications for people with less-than-perfect credit, and it’s available for primary homes, vacation homes, condos, co-ops, and investment properties. Open up more opportunities with a non-QM loan.

Features and Benefits

  • Fixed-rate and adjustable-rate mortgage (ARM) options
  • Alternative Income documentation options available, including
    • Bank statement loans
    • DSCR
    • Asset depletion
  • Flexible credit qualifications, including lower credit score
  • Lower reserve requirements
  • Competitive loan-to-value options