Non-QM Loans

Access more buying power with the Non-Qualified Mortgage (QM) loan. If a conventional mortgage isn’t the right fit for your dream home, a non-QM loan may be the perfect solution. This versatile mortgage features flexible qualifications for people with less-than-perfect credit, and it’s available for primary homes, vacation homes, condos, co-ops, and investment properties. Open up more opportunities with a non-QM loan.

Features and Benefits

• Fixed-rate and adjustable-rate mortgage (ARM) options
• Alternative Income documentation options available, including
• Bank statement loans
• DSCR
• Asset depletion
• Flexible credit qualifications, including lower credit score
• Lower reserve requirements
• Competitive loan-to-value options