Welcome to C&T Mortgage, Your Mortgage Lender in Cypress, TX

The C&T Mortgage, Inc. team is committed to providing our Cypress, Houston-area, and Texas clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Texas. Whether you are a first-time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage brokers are here to help.

 

Our team is prepared to help you find the loan that best fits your needs. From conventional loans to government-guaranteed loans and all those in between, we make it easy to determine which loan type is right for you. Use our online purchase assistant to get a custom rate quote from our team. 

We also specialize in the following Texas Mortgage Loans:

  • FHA Loans
  • Cash Out Home Loans
  • Conventional Loans
  • VA Loans
  • USDA Loans
  • And Much, Much More!

Although we are located in Cypress, Texas, we offer unparalleled mortgage and refinance services to clients throughout the entire state of Texas!

Let us help you get your home today.

#0

Rated mortgage company in Cypress for 11 years running

0%

Of our clients would recommend us

0+

Years of combined mortgage industry experience

Apply for a Mortgage or Refinancing Loan

Our Services

We provide multiple tools and loan types based on your needs, whether that’s loans for purchasing or refinancing your home or tools to connect you to the right realtor. 

Purchasing

C&T Mortgage has numerous tools and services to help you determine the best mortgage loan based on your preferences, needs, and abilities. From a free purchasing assistant to individualized support with loans of all kinds, our team is ready to help you find the right loan. 

Refinancing

C&T Mortgage offers support and tools for your refinancing needs, including real mortgage lending experts ready to give you advice and our online refinancing tool. Our free refinance advisor provides you with refinancing options depending on your needs and preferences, including the type of home you’re looking for, the reason for your refinance, and more.

Real Estate

C&T Mortgage has established relationships with realtors across the state, and we have tools for you to conduct home searches, evaluate your home, and get in contact with a real estate agent that’s right for you.

Loan Options

We Offer Many Different Loan Programs To Meet Your Needs.

FHA Loans

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification.

Home Refinance Loans

Learn more about how refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate or reducing loan terms.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance.

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans.

Home Purchase Loans

Whether you are interested in a Conventional Loan, FHA Loan, VA loan or other financing option, our team of experts will help you find the solution that works best.

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today. Plus, we'll get you the best rate available.

Why C&T Mortgage?

With more than 100 years of combined mortgage industry experience, an A+ rating with the Better Business Bureau, and over 15 years in business, there’s a reason the C&T Mortgage team has been voted the Best Mortgage Company in Cy-Fair by readers of Living Magazine for 11 years running. 

We offer flexible hours, including nights and weekends, in-house loan processing, competitive rates and fee packages that are consistently among the lowest in Texas, and a 24-hour approval turnaround time. Additionally, we offer a multitude of loan types to fit your needs; we’ll tailor the best program for you based on your preferences and needs. 

Call Us Today! (832) 220-1480
TOLL FREE 877-834-5710

Check out our most recent TV Interview on Great Day Houston!

What our clients are saying

  • Very knowledgeable group that worked diligently to get us into our new home. I felt comfortable and informed throughout the entire process. I highly recommend Carrie and her team!

    Allan Hunt Avatar Allan Hunt
    August 10, 2023

    C & T Mortgage came through for me twice in the last 4 years! Twice they got me a home loan. Twice they told me what was possible... read more

    Tomas Spath Avatar Tomas Spath
    July 17, 2023

    Tami was absolutely spectacular! Knowledgeable, friendly, and FAST! Great integrity, true customer advocacy, and a history of success. Will use again.

    Landon Churchill Avatar Landon Churchill
    July 17, 2023

    Dealt with the team from a remote location. Mark and his Team are outstanding professionals who were super responsive, and worked very hard to help me secure the right mortgage.

    D Shep Avatar D Shep
    July 17, 2023
  • Thank you Stephanie for your support and the quick turnaround. You were great to work with and very responsive for all my questions

    Ashley Nguyen Avatar Ashley Nguyen
    May 17, 2023

    Stephanie was fantastic to work with - knowledgeable, professional and patient. She took us through the entire process, step by step, taking the time to help us understand each part.... read more

    Debb Harris Avatar Debb Harris
    May 17, 2023

    Carrie was a great help to me always on whatever needed to be done she did a great job !!!

    Sandi Roland Avatar Sandi Roland
    May 17, 2023

    We could not be more pleased with our experience with C&T mortgage. Tami took care of every single detail of our home buying process with excellence, professionalism, extreme care,... read more

    Katie Avatar Katie
    May 17, 2023
  • Amazing team and staff! Extremely professional and knowledgeable. Took great care of my family during our home buying process and they treated us like family! What could have been hard... read more

    Albert King Avatar Albert King
    May 17, 2023

    Carrie was just fantastic to work with! Excellent communication..so professional, accommodating and attentive. Can’t wait to work with her again in the future!

    Felicia “Fee” M Avatar Felicia “Fee” M
    April 17, 2023

    Thank you for working to make our first home purchase an enjoyable one. I could not more highly recommend!

    Lance Meier Avatar Lance Meier
    April 17, 2023

    NICE WORK

    Faisal Khalil Avatar Faisal Khalil
    April 17, 2023
  • Carrie is amazing! She is effective, honest, supportive and reliable. We are thankful for all the help we received and will continue to recommend C&T Mortgage to others. Thank you... read more

    Mari Avatar Mari
    February 17, 2023

    Stephanie and all of C&T were great! They answered all of our questions and made this a smooth and knowledgeable experience. Most importantly we could trust that they had our... read more

    Raul Davila Avatar Raul Davila
    February 17, 2023

    Process was fast and friendly, thank you Mark team for everything, made closing stress free.

    Ly Avatar Ly
    January 17, 2023

    Tami and her team are awesome!! From helping us get a great rate in a tough season, to helping with timelines in a fluid closing situation, they didn't miss a... read more

    Daniel Daly Avatar Daniel Daly
    January 17, 2023
  • Carrie is awesome. We've worked with her on multiple property deals now and won't be going elsewhere. Quick, accurate, dedicated and always available for questions as and when we need.

    Andrew Foulkes Avatar Andrew Foulkes
    January 17, 2023

    The absolute best experience on our new home! Tami and her staff were efficient, fast, and always available! I can’t thank them enough for making this process so easy!

    Tiffany Vernon Avatar Tiffany Vernon
    December 17, 2022

    I could not recommend this team enough! They worked night and day for me to fit a great house into my budget. Specifically Tami and Mariah on the team were... read more

    I Am Batman Avatar I Am Batman
    December 17, 2022

    From start to finish, Jennifer and her team were absolutely amazing! I would recommend Jennifer and her services to anyone! She truly made my buying experience such a smooth and... read more

    Kimberly LeRoy Avatar Kimberly LeRoy
    December 17, 2022
  • I am so incredibly thankful for having been recommended to C&T Mortgage! Throughout my entire first time home buying experience, I felt that I could call Tami and she was... read more

    Nicole Belanger Avatar Nicole Belanger
    November 17, 2022

    Tami was THE BEST in helping me purchase my first home on my own. I highly recommend C&T for everyone.

    Lesley K Avatar Lesley K
    November 17, 2022

    Mark and his team were great! They answered all of our questions, we’re quick to respond, and guided us through the whole process.

    Scott Brown Avatar Scott Brown
    November 17, 2022

    Mark and his team are great! Always willing to go the extra mile and really care about you! Made a stressful time that much easier! Highly recommend them!

    kristen bond Avatar kristen bond
    November 17, 2022
  • Hands down the best! Great team. LOVE both Tami and Carrie. They are true rock stars!

    Samantha Ridgeway Avatar Samantha Ridgeway
    October 17, 2022

    FANTASTIC EXPERIENCE AND A GREAT RATE!! THANK YOU MARK AND MARIAH!!

    Carmina del Fonso Avatar Carmina del Fonso
    October 17, 2022

    C&T Mortgage was great to work with. Stephanie guided us through the process and answered all of my detailed questions. They were able to offer us a very competitive rate.... read more

    Ronny Moya Avatar Ronny Moya
    October 17, 2022

    OUTSTANDING TEAM !!! Thank You so much. I can’t say enough about them. From start to finish was top notch. We closed in less than two weeks.

    Jed Holt Avatar Jed Holt
    October 17, 2022
  • Carrie and the C&T Morgage team were absolutely fantastic. With the market over the last few years we were trying for a very long time to buy a house. ... read more

    Blair Allen Avatar Blair Allen
    October 17, 2022

    Being referred to Jennifer was the best thing that could’ve happened to me during a first home purchase. I had another mortgage lender that was not so great at first.... read more

    Fallon Hasana Avatar Fallon Hasana
    October 17, 2022

    Great folks to work with!!! Highly recommend!! Went above and beyond to take care of all our needs.

    Clayton Hooten Avatar Clayton Hooten
    October 17, 2022

    Carrie with C&T Mortgage is the best! Honest, friendly, reliable, and always there to answer any question we had. She walked us through the whole process and made this... read more

    Gabriela Pozas Avatar Gabriela Pozas
    September 17, 2022
  • What a great experience. Our loan agent Maria Young was so patient and professional with us throughout the entire process. Really made us very comfortable in the entire process.

    Mike Mateo Avatar Mike Mateo
    September 17, 2022

    Stephanie Drewry and the entire C&T Mortgage team were absolutely amazing! Stephanie made buying my first home a breeze. From initial conversations, walking me through all my paperwork to closing,... read more

    Stevie Webb Avatar Stevie Webb
    September 17, 2022

    Amazing !! I don’t think that word even comes close to describing Jennifer. Her talent, patience and knowledge goes beyond ! She makes home buying such an easy process !!!... read more

    Raul Diaz Avatar Raul Diaz
    August 17, 2021

    Excellent service, always in touch with us throughout the refinance process. First time ever to have a pleasant experience with a mortgage company, and they were wonderful. I... read more

    Carol McCauley Avatar Carol McCauley
    August 17, 2021
  • Janelle Viscomi was the Lady that helped us purchase our home. She went above and beyond to help us. Always very nice and helpful. And returned phone calls and texts... read more

    kim Rodrigues Avatar kim Rodrigues
    August 17, 2021

    From the very first call until after closing, Carrie and her team at C&T mortgage made our first home buying experience memorable. Carrie and her team were efficient, professional, and... read more

    Melissa Cruz Avatar Melissa Cruz
    August 17, 2021

    Thanks . Second year hear and enjoying my home Thank you M.Hammond

    Jo Holley-Ferguson Avatar Jo Holley-Ferguson
    August 17, 2021

    C&T was recommended by a friend and they exceeded my expectations. Carrie was really great to work with. Understood what we wanted and beat the prices of the national... read more

    David Wilson Avatar David Wilson
    August 17, 2021

Apply Today!

We offer a multitude of loan options with many ways to apply—whether that’s online, by giving us a call, or by printing out physical application forms.

Visit our applications page to learn more about what application you need, the forms necessary, and more. 

 

Contact Us

For general inquiries, answers to any questions, or additional information, visit our contact form.